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Plan-B
Anyone that is
serious about life and their families
well being, needs
one!
How is your
doing??
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The Forty-Year Plan Is The
Best
That People Can Hope
For In Traditional Businesses
So, what's the forty year plan, you ask? By age twenty-five, most people have an
idea of what profession they'll enter, anything from a fishing guide to a
surgeon. But forty years later, out of a typical 100 people, 5 are still
working, 36 are dead, 54 are dead broke (or at least earning far less than when
they were employed), 4 are well off, and 1 person is wealthy. Thus, the
forty-year plan means that for four decades most of us go back and forth from
home to work, back and forth, back and forth, like a silly caged lion... and yet
at the end of that time only 1 out of 100 persons has something to show for it.
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After earning lower salaries for
fewer years, women's Social Security benefits are about half of men's. Over 75%
of all women are eventually widowed at an average age of 56. Almost one in four
women are broke within two months of her husband passing away. Fifty-three
percent of women are not covered by a pension compared to only 22 percent of
men. (Women's Institute for Financial Education)
The Bureau of Labor reports that
82% of all working people hate their jobs
This partly explains why someone
starts a new work at home business in the United States every 10 seconds. In the
past 14 years alone, the number of home-based businesses has grown from 6
million to 32 million with no slow down in sight. In fact an estimated 8,493 new
home business open everyday.
· 84% recommend working
from home to others
· 83% spend more time
with their families
· 76% expect their
home-based business revenues to grow this year
· 84% plan to still be running their
own business in five years
· 60% think their businesses are doing as well or better than they
expected
·
33% of all new millionaires achieve
it through a Home-Based Business
 Steady
Source Of Income
Do you
simply want to earn a little extra income every month, to pay for those "fun
things" you never get to do?… Or are you looking for a steady source of income
that will eventually lead you out of debt and on to financial freedom? Most
people start an Ultimate Lifestyles Independent Home Business to earn a second
income. They continue to hold full-time or part-time jobs, but they've found
that it's simple to take advantage of the free and profitable Ultimate
Lifestyles home-based business in their spare time. Thousands of people are
doing this business successfully and so can you.
Truth: The majority of successful home-based businesses today started off
as part-time endeavors. The businesses have either remained part-time or have
expanded into full-time operations. Regardless of whether a part-time business
makes the transition to full-time or not, there are many excellent advantages
to starting one. During this troubled economy, especially, a part-time home
business can provide an entrepreneur with a safety net in event that he or she
is laid off from an existing job. It can also offer valuable assistance in
covering weekly expenses and preparing for retirement.
Secure Income For Today…
And Tomorrow
 For
those who don't have a retirement plan or are concerned about their current
income or retirement options, a Ultimate Lifestyles business has the potential
to provide added security.
With a
successful Ultimate Lifestyles home based business, you have the potential to
build a business with residual income that lasts a lifetime. Work diligently
for two to five years, and build a lifetime residual weekly income based on the
honest movement of products, and you're set for life. Think for a second about
what you do now. Will you still be getting paid in ten years for the work you do
today? Tomorrow? Next week? Being an independent Executive distributor for
Ultimate Lifestyles allows you to get paid for life for work you do once.
It's up to YOU to Take Action.
Who Will Benefit Most From An
Ultimate Lifestyles Home-Based Business:
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Men and women who live in fear
of being outsourced, downsized or forced into early retirement before they can
afford it;
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Working moms, who would give
almost anything to be able to stay home with their children;
·
Baby Boomers who are scrambling
to cover shortfalls in funds tagged for kids' college tuition, room and board.
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Senior citizens who only need a
modest additional income to be able to retire with dignity;
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Dads who just want to be able
to spend some quality time with their children as they grow up;
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And, families being torn apart
by financial stress.
"This has been an answer to my prayers. To be a stay-at-home father and husband
while building a very profitable business from our home has been a dream come
true!" Richard Arnold Yeager, MO
Work-At-Home Dads
Learning To Balance Kids And Career
According to estimates from the market research firm IDC, more than 14 million
households have at least one home-based business. U.S. Census data show that the
number of children living with stay-at-home dads has jumped 70 percent since
1990, to 2.5 million.
The bottom line is that more men are
joining women in juggling career, kids and home. Their conclusion: It isn't easy
-- but it is worth it.
"It's been huge to be able to spend time with our grandson." says Gale Bates,
who is full time with her husband Robert in Missouri.
The information age and the computer certainly have
facilitated the at-home movement. But Robert Frank, co-author of
The Involved Father: Family-Tested Solutions for Getting
Dads to Participate More in the Daily Lives of Their Children,
says that most of the dads he studied chose to be at home because both parents
didn't want to put the kids in day care.
If It Feels Like You're Stuck Behind
Your Desk On A Sunny Summer Day While The Rest Of The World Is On Vacation.
That's Because You Are And It Is!
 Few
other industrialized countries have as little vacation time as America, where
there aren't even legal guarantees of vacation time.
Just ask Jim Arnold. Working in his first job out of college, the 23-year-old
Dallas-based publicist is already disillusioned with the world of work. The
reason? He only gets five paid vacation days a year.
Arnold's company, which he declined to name, grants five vacation days to its
employees after they've been working at the job more than six months. A year
later, they get a total of 10 vacation days.
But for the New York City native, who often uses his vacation time to go home to
visit his family, the short amount of time off has become a sore subject,
especially when friends in Europe enjoy a month of vacation each year in their
first jobs out of school.
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"It kind of annoys me and makes me feel unfulfilled," says Arnold. "Is that all
my life is about — working? What's the point of working all the time when all
you do is work? I want to be able to appreciate it, too."
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Arnold's experience is typical of many Americans, most of whom get very little
vacation time when compared to workers in other industrialized nations. U.S.
workers aren't guaranteed any vacation time by law and take an average of 10.2
vacation days a year after three years on the job, according to the Bureau of
Labor Statistics.
In contrast, workers in the United Kingdom are guaranteed 20 paid vacation days
by law and take an average of 25 days off a year. Even in notoriously
hard-working Japan, workers have a legal right to 10 days off and take an
average of almost 18 vacation days a year.
Vacation Time Shrinking
Now there are signs many Americans are taking even less vacation. With the U.S.
unemployment rate continuing to tick upwards, many recruiters and work-life
experts say they're noticing workers are becoming more reluctant to take time
off.
Nearly half of 730 executives recently surveyed, for instance, said they would
not use all of the vacation time they were entitled to this year, according to
Cleveland-based search and recruitment firm Management Recruiters International,
known as MRI. Of those executives, 58 percent said their workloads were
responsible for the decision.
 "At
the very senior level, you're seeing a complete burnout of vacation time —
[executives] are just not taking it," says Patrick Sylvester, chief executive of
Banister International, MRI's Philadelphia-based global job placement division.
"They're stretched, there's a lot less of them and they're under a lot of
pressure to deliver."
And with many companies possibly looking to further cut their employee
headcount, many workers are hesitant to leave the office for long periods of
time lest they be perceived as slacking off — and expendable.
"That's part of the American workplace culture, devotion as demonstrated through
longer days and longer years," says Lonnie Golden, associate professor of
economics at Penn State University in Abington, Pa. "When times are good they
think it lends itself to promotion, when times are bad they think it gives them
security."
A Heavy Toll
Work experts add that working too much can also take a psychological or health
toll on workers, leading to increased absenteeism, poor motivation and,
ultimately, burnout.
Some 34 percent of 632 men and women surveyed by health insurer Oxford Health
Plans said they have no down time at work. Another 32 percent work and eat lunch
at the same time, while 32 percent never leave the building once they arrive at
work. Nineteen percent of the workers said their job made them feel older than
they are and 17 percent say work causes them to lose sleep at home.
"There is no safe way to make a
living in this world,
so you might as well do what you love!" Jim Carey
If you don't have a
plan-B, we need to talk!
Marcos Fernandez
54-11-4481-2743
e-Mail
us at
marcosfv@argentina.com |
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